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V2 Vocabulary Building Dictionary


lien

noun

Definition: the right to sell or hold on to a debtor's property until the debt is paid off

Synonyms: mortgage, security, claim, hold

Antonyms: repayment

Tips: There are many different types of liens, some voluntary and others not. When you buy or lease a car, for example, the bank or financial institution from which you borrowed money holds a lien on your car until the debt is fully repaid. (Even though the car is in your name, the financial institution has a claim--lien--on it.) A few other lien examples are mechanic's liens, tax liens, mortgages, and maritime liens.

Usage Examples:

When you take on a mortgage, the lender has a lien on your property until it is paid off. (hold, claim)

If the IRS finds him guilty of tax evasion, they may use a tax lien to gain repayment. (security, claim)

The labor union pushed for its employees to receive a worker's lien, which would guarantee that they would be paid first, if the company went bankrupt. (security, claim)

I just paid off my car loan, so the bank no longer has a lien on my car; I own it outright. (hold, claim)


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